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MIC Global and The Plateau Group partner with Grid and Harmonic Insurance Services to protect American workers’ income

MIC Global, The Plateau Group, Grid, and Harmonic Insurance Services logos

NEW YORK, NY, UNITED STATES (July 11, 2023) – MIC Global is partnering with leading US neo-bank Grid to help its customers protect their incomes in the event of involuntary layoffs. Harmonic Insurance Services brokered the partnership, along with The Plateau Group as the local insurer.

Grid’s Income Protection provides eligible customers with a $2,000 monthly benefit for up to two months if they lose their job involuntarily. This innovative embedded protection enables Grid to cover their enrolled customers’ essential expenses, to preserve their credit, and to focus on finding a new job in the event of a lay-off.

Grid is a consumer financial services platform in the US, offering clients early wage access, early access to tax refunds, credit-building tools, and rewards via their popular mobile app.

Edward Chung, CEO, Grid says:

“With Grid Income Protection, we help and support our customers when they need a financial boost the most. The $2,000 benefits will help our customers by reducing the stress and anxiety while they’re between jobs. The overall goal of our program is to prevent late payments, credit defaults and hits to their hard-won, improved credit scores when they are laid off.”

Harmonic’s expertise in digital insurance led to connecting Grid with MIC Global to create this partnership.

Andrew Drake, Founder & CEO, Harmonic Insurance Services explains:

“We help businesses grow by providing microinsurance programs that make life easier for their customers. Today’s economy presents lots of uncertainty for American workers. Grid’s Income Protection can ease anxiety and provide a safety net for the vulnerable.”

The Plateau Group is an insurance holding company that provides insurance solutions to the financial services industry and their customers. MIC Global delivers their MiIncome digital protection product to Grid through a partnership with The Plateau Group. Plateau has been instrumental in the launch of Grid’s product offering.

Joe Melendez, CEO, The Plateau Group, adds:

“Plateau’s focus is on delivering technically integrated and easily accessible financial protection solutions that meet the demands of today’s lenders and their consumers. MIC Global, Grid and Harmonic have been incredible to work with as we integrate these solutions into their platforms and workflows to empower their partners and customers.”

Together, MIC and Plateau are supporting Grid’s tech-enabled offering for when Grid’s customers are most financially vulnerable. MiCology, part of the MIC Group of companies, provide the tech service that drives the benefit payment process, integrating seamlessly with the Grid platform via API and bringing fast AI-powered assessment and payments to Grid’s customers.

This is the latest example of MIC’s commitment to providing a safety net for when people fall on hard times, by working with like-minded partners to support them in offering unique embedded solutions. End-customers have the peace of mind that they will have money in their pocket to cover debts when the unexpected happens.

Jamie Crystal, Co-Founder and CEO, MIC Global enthuses:

“Working with Plateau, Grid and Harmonic has been a pleasure. It was only in April that we first discussed the idea of our MiIncome project with the team and to have it launched in just a few short weeks is fantastic. Our MiIncome digital reinsurance product has been designed to fit the needs of carriers and partners who protect working individuals – and we are seeing good early demand for it. We are excited to develop our relationship with these partners.”

About MIC Global:

MIC Global is a full stack digital microinsurance company that provides embedded microinsurance for today’s digital world. MIC Global combines insurance capacity, in-country insurance licenses, world class distribution, and scalable tech. MIC Global creates embedded microinsurance solutions for platform companies that adds value by enhancing their brand, differentiating their product, driving up revenue, and attracting and retaining customers.

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About The Plateau Group:

The Plateau Group are a US based insurance holding company who specialize in credit insurance, service contracts and other loan related products. Plateau market, manufacture, administer and reinsure products tailored to the needs of their customers.

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About Grid:

Grid is a US financial services platform that provides clients with early wage access, early access to tax refunds, unemployment cover, and debit and credit card services which help individuals build their credit scores while receiving rewards and benefits.

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About Harmonic Insurance Services:

Harmonic Insurance Services helps businesses grow by integrating insurance into their apps and services.  Harmonic connects leading digital businesses with innovative carriers, provides turnkey integration technology and ensures compliance.  Harmonic’s programs improve service, reduce risk for its clients’ customers, and, in doing so, build more and stronger customers.

For more information, please visit