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We build insurance that works
for the real world.

MIC Global is a full-stack, full-service digital insurance company. We combine underwriting, product design, and technology to deliver simple, meaningful insurance solutions to people and businesses everywhere — starting with income protection. Unlike most insurtechs, we do more than layer software over someone else’s insurance product. Today, that mission is powered by AI, combining intelligent automation with deep insurance expertise to close the income protection gap at global scale.

We own the process
end-to-end

This lets us move fast, scale globally, and build protection that actually fits the way people live and work today.

We bring together:

  1. 01

    Specialized underwriting

  2. 02

    Product development and pricing

  3. 03

    Proprietary tech platform

  4. 04

    Global compliance and delivery

Our Mission

Close the Protection Gap. Globally.

Billions work without financial protection, leaving them vulnerable when they lose their job or ability to earn. MiIncome is here to help. Our flagship product offers a quick and simple way for anyone—from freelancers to salaried professionals—to maintain financial stability when life disrupts work. We’ve built scalable technology to ensure this support is accessible and efficient, aiming to lift the burden when you need it most.

Our History

From Microinsurance to Global Impact

MIC Global started as The Microinsurance Company, one 
of the world’s first providers of microinsurance — designed to protect low-income individuals in emerging markets.

We merged three entities to create MIC Global, our tech, insurance and broking businesses were all merged, and our history and talents pooled.

The group has a long history that began in Africa, helping informal workers access affordable cover when no one else would insure them.

Over the years, we’ve launched programs across Asia, Latin America, and beyond – always with a focus on simple 
products, strong partnerships, and local impact.

We’ve worked with:

  • The World Bank
  • The Bill & Melinda Gates Foundation
  • Major mobile operators and digital platforms
  • Microfinance institutions and governments

That experience taught us how to build for real people — 
and it shaped the foundation of MiIncome and our 
global platform today.

Our Team

Built by People Who Know Insurance. Powered by AI That Knows No Borders.

We’re a tight, experienced team of insurance professionals, technologists, and data scientists working across the US, UK, Asia, and Africa. We’ve built and run global insurance businesses, launched AI-powered products in complex markets, and worked with some of the world’s largest financial institutions and development organisations. We bring together the underwriting authority of a Lloyd’s Coverholder with the technology capability of an AI-native platform, because that combination is what it takes to deliver income protection at real scale.

A Different Kind of Insurtech

Modern income loss protection for forward-thinking businesses. Smart, simple, seamless protection for income loss.

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Underwriting power

We write our own risk through our regulated insurance entities

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Product control

We design and price everything in-house

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Technology-first delivery

Our platform supports parametric, fast-pay claims and global integrations

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Trusted by institutions

We’ve worked with the World Bank, the Bill u0026 Melinda Gates Foundation, and development partners across Africa, Asia, and Latin America

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Underwriting power

We write our own risk through our regulated insurance entities

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Backed by experience

Our leadership team comes from top global insurers, reinsurers, and tech platforms


Let’s Build Together

MIC Global is ready to help your business deliver real value, build loyalty, and protect the people who power your growth.

We bring together

  1. 01

    Insurance expertise

  2. 02

    Product innovation

  3. 03

    Technology at scale

  4. 04

    A mission that matters