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Free Rider FinTech sees policies jump 13x in five months

OYE is a Fintech in Kenya that provide a platform for commercial two-wheeler riders to get access to financial services including insurance. The platform runs predominantly through USSD and mobile App. They are a start-up and began operation in January 2020 and has since on boarded over 10,000 riders onto the platform.

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Person filling up moped with fuel at Oye partner


OYE was looking to onboard motorcycle riders onto the platform and drive fuel consumption at certain petrol stations. The client reward targets with insurance as the incentive to drive uptake and fuel consumption through OYE Fuel partners.

Fuel gauge, mobile phone, moped


The product was embedded on OYE’s offering with target fuel consumption being used as the trigger for coverage.

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